Moving abroad is more stressful than the traditional house move, this is largely due to the fact that there are a wide range of things to remember and to consider. As a result of this, it is often the case that significant details and things that need to be done are either forgotten or overlooked. This guide is designed to help you to remember the important things you need to do and consider when moving abroad:
• Have you decided whether you are selling or renting out your UK property? And have you managed to sort this out before the moving date? If not, you may need to push back the date you move as this will be considerably more difficult for you to complete whilst living abroad.
• Do you have a job ready for you to start? Before you even consider buying property abroad you should ensure that you have a way of financing it, i.e. that you have a job in your new country waiting for you. As a foreigner, and depending on where you are moving too and how well you speak the language, it may be difficult or a lengthy task to try and find work. Leaving it, therefore, until after you have moved is not a smart decision.
• Have you arranged for the utilities in your new home to be switched on? When you arrive at your new property you will need the basics, i.e. electricity, gas and water, if you do not have these already set up it could take days to sort it all out, leaving you without power for this time.
• Money: have you sorted out your finances, do you have the money ready to pay the professional involved in helping you to buy a new property, for example, legal fees etc.
• Have you arranged insurance for your new home so that you are covered from the moment you move in with all of your belongings?
• Mortgage: have you ensured that you have the funds readily available to purchase a new home? There are a number of ways of financing a home in another country, you can borrow more from your UK mortgage provider, or you can get a mortgage from a company within the country you are moving too.
• Residency: some countries, within the EU, you can move to and live there without having to complete any forms or apply for any kind of citizenship, however, more often than not as a foreigner it is beneficial for you to have the equivalent of an ID card to fall back on. If your moving to a country not in the EU, you may need to apply for residency before moving there.
• Have you informed the country’s authorities that you are going to be living there and registered yourself as a tax payer within that country?
• Do you have all the appliances and pieces of furniture you need within the house? Are you going to be taking some things with you, or do you need to buy some furniture in the country you are moving too? Consider your options.
• Do you have some essentials to see you through? Things like toothbrushes and toothpaste, food and drink, towels and bed linen. Ensure you have everything that you will need for your first night within the property.
This is by no means a comprehensive list of everything you need to consider, however, these are the most important and often the things that are forgotten.